I help business owners with strategies to hire and keep the best employees with benefits that most people say are more important to them than a raise.  A great team of employees is crucial in today's business environment and research shows that generous employee benefits are a great way to attract and retain employees.

I also work with seniors to help them navigate the maze of Medicare and set up a plan to enjoy a REAL retirement.  Worrying about outliving your money or having your nest egg eaten away by inflation or nursing home costs are no way to enjoy retirement...I can alleviate these concerns!